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how to restore your credit
  • Published By: BEC Credit Services
  • December 31, 2020

7 Major Mistakes to Avoid a Low Credit Score

BEC Credit Services provides credit repair services. We at BEC Credit, help you improve your credit score on your credit report. We have a team of specialists that analyze your report. After analyzing your report, if any errors found, we help dispute your case to get those errors omitted from your credit report.

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increase your credit score
  • Published By: BEC Credit Services
  • December 29, 2020

5 Major Ways to Increase Your Credit Score Using a Credit Card

BEC Credits Services guide can help you increase your credit score with the help of a credit card. If you follow these key tips then surely your credit score will start to get higher. Without further ado, let's start with major practices that should adopt to improve your credit score using a credit card.

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Lease A Car with A Low Credit Score
  • Published By: BEC Credit Services
  • February 24, 2021

Lease A Car with A Low Credit Score and Grow Your Score

BEC Credit Services can help you lease a car with low credit and also grow your score. Yes, you read it right! You can grow your score and lease a car even if you have a low credit score. You are now wondering what’s the catch.

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Role of a Loan Guarantor
  • Published By: BEC Credit Services
  • February 25, 2021

The Role of a Loan Guarantor and How It Can Impact Your Credit Score

Credit score has an important factor when it comes to loans. The minimum credit score requirement for a personal loan varies between 580 credit scores to 640 credit scores. When you have a good credit score it easy to get a loan. The reason behind it is that borrowers with a high credit score are considered to make payments in a timely manner.

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Credit score to buy a house
  • Published By: BEC Credit Services
  • February 27, 2021

What is a good credit score to buy a house

Are you stressed with renting and seeking advice to buy your own house? Luckily in today's world, there are various options for home financing. Before making the decision to get a loan to buy your own house, you should also know what is a good credit score to buy a house. If you are planning to own a house, then the following steps can help you in owning a house.

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Types of Identity Theft
  • Published By: BEC Credit Services
  • March 11, 2021

Identity Theft and Different Types of Identity Theft

Have you seen a sudden drop in credit score despite no late payments or you might see a derogatory remark on your credit report for a service that you did not use? If that's the case then you should better get your reports analyzed by a credit specialist. The reason behind this could be that you might be facing identity theft or any one of the types of identity theft.

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Ten Worst Credit Card Mistakes
  • Published By: BEC Credit Services
  • March 19, 2021

Credit Card Safety and Ten Worst Credit Card Mistakes

The terms identity theft and credit card theft are interchangeable. But, in reality, credit card theft is a type of identity theft. Credit card theft occurs when an individual’s credit card account details have been stolen. Further, he uses this information to buy things, get loans and much more.

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Public Record
  • Published By: BEC Credit Services
  • March 26, 2021

Public records on credit reports

There is a segment that is particularly assigned for public records on credit reports. This is data that is on record with the local, county, state, and federal governments as well as courts. These public records on credit reports are so-called because the general public can access them anytime. If you want to get bankruptcy records, then consult BEC Credit Services.

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file a dispute for a medical bill
  • Published By: BEC Credit Services
  • March 26, 2021

How to file a dispute for a medical bill

Remember that in medical bills and credit scores the latter depends on the former, the higher the former the better the latter. Well, you received high medical bills and you are certain there has been a mistake, whether it be in the bill or the insurance provider’s management of a claim. Fake medical bills and incorrect medical billing are common these days. In case you got a faulty insurance claim or in simple words claim of compensation, it can be a long process to get the claim rectified.

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Getting Married Affect Your Credit Score
  • Published By: BEC Credit Services
  • March 26, 2021

How Does Getting Married Affect Your Credit Score

Sometimes a question of how does marriage affect credit score pops up in consumers mind. Once you fall in love and get ‘the one’ you always want to have, there is a chance that a lot of information between both of you is still not disclosed. There is no need for a name change credit report. Indeed, most lovers not at all talk about money until they actually get married. This can be one of many reasons so many marriages lead to divorce. Generally, there are no financial talks regarding how much debt each individual has, or what their savings account balances, credit card APRs, or retirement plan amounts are.

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How to Lower Your Credit Card Interest Rate in 5 Steps
  • Published By: BEC Credit Services
  • March 31, 2021

How to Lower Your Credit Card Interest Rate in 5 Steps

Remember that credit card debt may be devastating/harmful to your financial wellness, and when you have accumulated a substantial amount of balance, it may feel like there is no escape. In this article, we have provided 5 steps plan on how to lower credit card interest rate. In case you have ever thought about it, here is to tell you that you are not alone.

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Difference Between Debit and Credit Cards: How They Affect Credit Score?
  • Published By: BEC Credit Services
  • March 31, 2021

Difference Between Debit and Credit Cards How They Affect Credit Score

Hey, are you bewildered, unclear, and confused between a debit and a credit card? Don’t know what is the difference between debit and credit cards? Want to know how do credit cards work? Well, in this blog we have tried our best to clear you on all these perplexing questions and the difference between debit and credit cards. Despite the fact that they look similar, their uses and aspects like reward points, EMI option, and effect on credit score are clearly different.

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How to Negotiate Credit Card Debt in Three Easy Steps
  • Published By: BEC Credit Services
  • March 31, 2021

How to Negotiate Credit Card Debt in Three Easy Steps

You are not the one in case you have credit card debt. This blog explains how to negotiate credit card debt. In the statistics of 2018, the mentioned debt in the U.S touched record heights with the average family be indebted more than $6,000. In case you are unable to pay the debt, you may have to negotiate with your credit card company, for this, you will have to take it into consideration when negotiating with your credit card company.

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derogatory credit
  • Published By: BEC Credit Services
  • April 01, 2021

Reasons for derogatory credit and how to build credit

Your credit profile and credit history indicate that how well decisions you have made in dealing with your financial obligations. This credit history is used to analyze your future financial behaviors. If you have a derogatory credit history of not making payments or not paying in due time. Then, in such a case it is obvious that you will find it difficult to get good financial deals. Firstly, it will be hard for you to qualify for loans with low interest rates. Secondly, you won't be able to qualify for a premium credit card and enjoy the rewards that come along with it. Thirdly, you may have to deposit a good sum of the amount for a house loan, rental, and car.

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What is bad credit score
  • Published By: BEC Credit Services
  • April 01, 2021

WHAT FINANCIAL BEHAVIORS WILL TYPICALLY LEAD TO A LOW CREDIT SCORE AND WHAT ARE THE BENEFITS OF GOOD

It's 2021, credit scoring has become more than ever important. A credit score is intended to measure the creditworthiness of an individual. It tells how responsible you are with your payments. Having a good credit score is important because it will make it easy for you to get loans. According to Fico, credit scores range from 300 to 850. While some scoring agencies have the lowest possible credit score criteria of 250 and the highest possible credit score criteria of 900.

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Travel Insurance on a Credit Card
  • Published By: BEC Credit Services
  • April 06, 2021

Dont Know What is Travel Insurance on a Credit Card

Well, before going to describe and explain the little bit complicated things, let us define/introduce the basic definition and concept of what is insurance? Let’s define it: Insurance is an agreement between an individual and insurance company, designated by a plan, in which an individual or entity gets financial security or compensation against losses from an insurance company.

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Credit Facts
  • Published By: BEC Credit Services
  • April 06, 2021

10 Credit Facts You Should Know in 2021

Well, you should know that understanding how credit works is very significant to making and keeping a healthy score. This may feel complicated to do when plenty of obsolete and incorrect credit advice persists. Post-graduation from school, your credit score is likely the only grade you are given that you have a deep regard for. But the difference is that this time it’s for your financial life.

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Credit Repair Guide
  • Published By: BEC Credit Services
  • April 06, 2021

Credit Repair Guide for Beginners

Establishing credit can be difficult. In case you have no credit history, it is difficult to borrow money, a credit card, or even an apartment. However, how are you expected to show a record of responsible repayment if no one will give you credit in the first place? In this credit repair guide, we have provided amazing information that our valuable customers have not seen before.

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eligible for credit card
  • Published By: BEC Credit Services
  • April 06, 2021

Who is eligible for credit card and when am I eligible for credit

Don't forget that a credit card is a useful instrument for all your spending needs. It is the most suitable and comfortable way to go cashless; meanwhile not getting the amount subtracted from your bank account. We know that everybody has different needs and habits in which they spend money. To address these various needs, a range of credit cards are available in the market.

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